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Senior Exemptions

Assessors DepartmentSenior Exemptions

Senior Citizens Real Estate Tax Breaks

Hamilton has multiple exemption programs for senior residents which can provide a break on their real estate taxes. Eligibility is based upon age, income, assets, ownership, and occupancy requirements.

Available Exemption Programs:  Click on program to view application.  For a summary of programs, click Programs

Clause 17E – For residents 70+ or widow of any age. Applicants must own and occupy the property for at least 5 years. No income requirement; however, assets must not exceed $77,753 single filers, $106,621 married couples. Assistance amount $329.

Clause 41D – For residents 65+.  Must own and occupy property for at least 5 years; Massachusetts resident for the past 10 years. Income limits are $38,874 single filers, $58,312 married couples. Asset limits are $77,753 single filers, $106,621 married couples. Assistance amount $1,000.

Chapter 91 – For owners 65+ who occupy their home minimally 6 months per year and have resided in Hamilton for at least 10 consecutive years. Income limits are $47,520 single filers, $71,280 married couples. Asset limits are $175,000 single filers, $250,000 married couples.  Assistance amount up to 50% of the owed tax bill.

Community Preservation Act (CPA) – For residents 60+.  Income limits are $115,300 single filers, $131,700 married couples   Exempts 2% surcharge based on property value.

Clauses 22 – For VETERANS with service-connected disabilities, surviving spouses, Purple Heart, Congressional Medal of Honor, Navy or Air Force Cross. Assistance amounts vary from $423 to full exemption depending on eligibility.

Clause 37A – For the legally BLIND. Assistance amount $500.

HOW TO APPLY

Residents must fill out an application (Click on the specific program to access application).  For applications that require income verification, residents must include copies of their 2025 Social Security benefit statement and 2025 federal income tax returns, including schedules.  No income verification is required for Clauses 22 (Veteran) and Clause 37A (Blind).

Applications are confidential and considered on a rolling basis. 

Deadline to Apply:  April 1, 2027

SENIOR WORK-OFF PROGRAM

Hamilton offers a Senior Work-off Program to qualifying residents over the age of 60 to perform work for the Town at a rate equal to minimum wage in order to earn credit towards their property tax bill. Under this program, senior residents are allowed to earn up to $1,875.00 in credit which would then be applied to their 3rd quarter property tax bill.  As of January 1, 2026, the Massachusetts minimum wage is $15.00 per hour, so an individual would be able to work for approximately 125 hours during the program year of December 1 – November 30. After an application is submitted and a CORI check is completed, the applicant will be advised of possible work options available. Please contact the Council on Aging for the application packet and further information.